Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and open-world behavior, so the safety profile is covered. The description adds genuinely new context beyond them: the billing scope authorization requirement, the fact that the call is free, and that prices are versioned and denominated in USD cents.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.