Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only signal readOnlyHint=false, openWorldHint=false, destructiveHint=false, so the description carries the burden of behavioral disclosure. It adds meaningful context: consumption of a monthly generation allowance, async job semantics requiring polling, and a download step. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.