Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the safety profile is covered structurally. The description adds almost nothing beyond that — it does not say whether payment status is eventually consistent, whether polling is expected, or how the result is expressed, which are the genuinely useful behavioral facts here.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.