Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive behavior, so the safety profile is covered. The description adds valuable beyond-schema context: ordering ('oldest first'), visibility filtering ('Pins of messages you cannot read (history from_join) are left out'), and a trust warning about untrusted text.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.