Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It reveals the data source (SEC EDGAR), quarterly frequency, and a $0.02 USDC cost, but does not explain return format, filtering behavior, date inclusiveness, or any side effects. This is a sparse disclosure for a tool that could involve external API calls and cost.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.