Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, destructiveHint=false and openWorldHint=false, so safety is covered. The description adds value beyond that by disclosing the return payload's contents — including the non-obvious availability flag for semantic search, which an agent would otherwise have to discover empirically. It does not discuss cost, caching, or freshness, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.