Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description adds real value beyond that by disclosing conditional field presence — phone 'when published' and booking_rules/emergency_phone 'when that shop has them' — which tells the agent output shape can vary.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.