Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnlyHint, idempotentHint, and destructiveHint. The description adds genuinely non-obvious behavior beyond those: the endpoint enforces role-based access scoping and 'returns 404 if the dispute doesn't belong to either of the calling actor's roles,' and it specifies the response substance ('full evidence trail and timeline'). No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.