Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and idempotentHint=true, so the safety profile is covered. The description adds the ownership scope ('owned by the current user') and the discovery purpose, but does not detail pagination or response format. This aligns with the bar for annotation-backed descriptions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.