Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds real value beyond that with the API-key/tier gating (MCP Pass or Firm account required, Consultant/Legend excluded), which an agent needs before attempting the call. Return shape is not described, but an output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.