Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, destructiveHint=false and openWorldHint, so safety is covered. The description adds genuinely new context: live pricing, the widget-rendered interactive picker in supporting clients, and the explicit guarantee that no order is created — all beyond what annotations convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.