Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so safety is covered. The description adds real value beyond them by disclosing the terminal states (CANCELED/EXPIRED) and the intermediate PARTIAL state, which tells the agent that multiple polls are expected and defines a stop condition. It stops short of stating rate limits or how to distinguish a failed token from a not-yet-created order.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.