Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true and openWorldHint=true, and the description adds genuinely new behavior: it returns the payment wallet address, exact crypto amount, a 30-minute expiry, and a status URL, and critically discloses that the purchased code/QR is emailed by Cryptorefills and never returned here. That last point is a real fulfillment gotcha an agent would otherwise not know.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.