Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, closed-world and non-destructive behavior, so the safety profile is covered. The description adds two things annotations cannot: the authorization scope (owned by or shared with the authenticated user) and the fact that matching is literal rather than fuzzy, which sets expectations about recall.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.