Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safe read profile (readOnlyHint, idempotentHint, destructiveHint false). The description adds that the value is 'as the record states it' (stored, not computed) and scoped to trade channels only — useful domain context beyond annotations, though no auth or rate-limit details.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.