Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses the data source (local dataset), read-only nature via 'retrieve', side-by-side output structure, and limits (up to 10 indicators, lookback max 90 days, resample options). While it doesn't detail the exact return format or error behavior, it provides substantial context beyond the bare operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.