Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the read-only, idempotent, non-destructive profile, so the bar is lower; the description still adds real behavior beyond them: the quarantine exclusion, the fact that claimability is computed against server time, an explicit reassurance that stored state/version and write authorization are unchanged, and a warning that pagination is an unstable view. That last point is exactly the kind of caveat an agent needs and cannot get from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.