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Brainy Prices — UAE Cost of Living

health_insurance

Read-onlyIdempotent

Dubai health insurance rules: who pays, basic plan band/benefits, fines. Not quotes.

Input Schema

NameRequiredDescriptionDefault
emirateNo
page_sizeNo

Output Schema

NameRequiredDescriptionDefault

No arguments

Schema Changelog

Changes observed during successful MCP inspections.

  1. Changed1 schema field changed
    • removedOutput schema / $schema
      Removed value: -"https://json-schema.org/draft/2020-12/schema"
  2. Changed1 schema field changed
    • removedInput schema / $schema
      Removed value: -"https://json-schema.org/draft/2020-12/schema"
  3. Changed8 schema fields changed
    • removedInput schema / properties / emirate / type
      Removed value: -"string"
    • removedOutput schema / $defs / HealthInsuranceScope
      Removed value: -{
      -  "additionalProperties": false,
      -  "properties": {
      -    "emirates": {
      -      "items": {
      -        "enum": [
      -          "dubai",
      -          "abu_dhabi",
      -          "sharjah",
      -          "ajman",
      -          "umm_al_quwain",
      -          "ras_al_khaimah",
      -          "fujairah"
      -        ],
      -        "type": "string"
      -      },
      -      "type": "array"
      -    },
      -    "facts": {
      -      "items": {
      -        "additionalProperties": false,
      -        "properties": {
      -          "amount_aed": {
      -            "additionalProperties": false,
      -            "properties": {
      -              "max": {
      -                "type": [
      -                  "number",
      -                  "null"
      -                ]
      -              },
      -              "min": {
      -                "type": [
      -                  "number",
      -                  "null"
      -                ]
      -              }
      -            },
      -            "required": [
      -              "min",
      -              "max"
      -            ],
      -            "type": [
      -              "object",
      -              "null"
      -            ]
      -          },
      -          "fact_id": {
      -            "type": "string"
      -          },
      -          "legal_source": {
      -            "additionalProperties": false,
      -            "properties": {
      -              "article": {
      -                "type": [
      -                  "string",
      -                  "null"
      -                ]
      -              },
      -              "document_date": {
      -                "type": [
      -                  "string",
      -                  "null"
      -                ]
      -              },
      -              "doubtful": {
      -                "type": "boolean"
      -              },
      -              "publisher": {
      -                "type": [
      -                  "string",
      -                  "null"
      -                ]
      -              },
      -              "title": {
      -                "type": "string"
      -              },
      -              "url": {
      -                "type": [
      -                  "string",
      -                  "null"
      -                ]
      -              }
      -            },
      -            "required": [
      -              "title",
      -              "publisher",
      -              "url",
      -              "article",
      -              "document_date",
      -              "doubtful"
      -            ],
      -            "type": [
      -              "object",
      -              "null"
      -            ]
      -          },
      -          "text": {
      -            "type": "string"
      -          }
      -        },
      -        "required": [
      -          "fact_id",
      -          "text",
      -          "amount_aed",
      -          "legal_source"
      -        ],
      -        "type": "object"
      -      },
      -      "type": "array"
      -    },
      -    "not_published": {
      -      "items": {
      -        "type": "string"
      -      },
      -      "type": "array"
      -    },
      -    "notice": {
      -      "type": [
      -        "string",
      -        "null"
      -      ]
      -    },
      -    "paused_since": {
      -      "anyOf": [
      -        {
      -          "type": "string"
      -        },
      -        {
      -          "type": "null"
      -        }
      -      ]
      -    },
      -    "provenance": {
      -      "$ref": "#/$defs/Provenance"
      -    },
      -    "scope_id": {
      -      "type": "string"
      -    },
      -    "status": {
      -      "enum": [
      -        "ok",
      -        "paused"
      -      ],
      -      "type": "string"
      -    }
      -  },
      -  "required": [
      -    "scope_id",
      -    "emirates",
      -    "status",
      -    "notice",
      -    "paused_since",
      -    "facts",
      -    "not_published",
      -    "provenance"
      -  ],
      -  "type": "object"
      -}
    • removedOutput schema / $defs / HealthInsuranceScopeListResponse
      Removed value: -{
      -  "additionalProperties": false,
      -  "properties": {
      -    "data": {
      -      "items": {
      -        "$ref": "#/$defs/HealthInsuranceScope"
      -      },
      -      "type": "array"
      -    },
      -    "links": {
      -      "$ref": "#/$defs/Links"
      -    },
      -    "meta": {
      -      "$ref": "#/$defs/ResponseMeta"
      -    }
      -  },
      -  "required": [
      -    "meta",
      -    "data",
      -    "links"
      -  ],
      -  "type": "object"
      -}
    • removedOutput schema / $defs / Links
      Removed value: -{
      -  "additionalProperties": false,
      -  "properties": {
      -    "docs": {
      -      "type": "string"
      -    },
      -    "next": {
      -      "type": [
      -        "string",
      -        "null"
      -      ]
      -    },
      -    "open_in_browser": {
      -      "type": [
      -        "string",
      -        "null"
      -      ]
      -    },
      -    "self": {
      -      "type": "string"
      -    }
      -  },
      -  "required": [
      -    "self",
      -    "next",
      -    "open_in_browser",
      -    "docs"
      -  ],
      -  "type": "object"
      -}
    • removedOutput schema / $defs / Provenance
      Removed value: -{
      -  "additionalProperties": true,
      -  "required": [
      -    "source_id",
      -    "license_id",
      -    "source_url",
      -    "observed_on",
      -    "observed_at",
      -    "published_on",
      -    "published_at",
      -    "retrieved_at",
      -    "stale",
      -    "status",
      -    "paused_since",
      -    "flags"
      -  ],
      -  "type": "object"
      -}
    • removedOutput schema / $defs / ResponseMeta
      Removed value: -{
      -  "additionalProperties": true,
      -  "required": [
      -    "api_version",
      -    "content_language",
      -    "generated_at",
      -    "currency",
      -    "attribution",
      -    "disclaimer",
      -    "dataset",
      -    "page"
      -  ],
      -  "type": "object"
      -}
    • removedOutput schema / $defs / ToolFailure
      Removed value: -{
      -  "additionalProperties": false,
      -  "properties": {
      -    "error": {
      -      "additionalProperties": false,
      -      "properties": {
      -        "code": {
      -          "type": "string"
      -        },
      -        "message": {
      -          "type": "string"
      -        },
      -        "retry_after_s": {
      -          "type": [
      -            "integer",
      -            "null"
      -          ]
      -        },
      -        "retryable": {
      -          "type": "boolean"
      -        }
      -      },
      -      "required": [
      -        "code",
      -        "message",
      -        "retryable",
      -        "retry_after_s"
      -      ],
      -      "type": "object"
      -    },
      -    "request_id": {
      -      "type": [
      -        "string",
      -        "null"
      -      ]
      -    }
      -  },
      -  "required": [
      -    "error",
      -    "request_id"
      -  ],
      -  "type": "object"
      -}
    • changedOutput schema / anyOf
      Previous value: -[
      -  {
      -    "$ref": "#/$defs/HealthInsuranceScopeListResponse"
      -  },
      -  {
      -    "$ref": "#/$defs/ToolFailure"
      -  }
      -]New value: +[
      +  {
      +    "additionalProperties": false,
      +    "properties": {
      +      "data": {
      +        "items": {
      +          "additionalProperties": false,
      +          "properties": {
      +            "emirates": {
      +              "items": {
      +                "enum": [
      +                  "dubai",
      +                  "abu_dhabi",
      +                  "sharjah",
      +                  "ajman",
      +                  "umm_al_quwain",
      +                  "ras_al_khaimah",
      +                  "fujairah"
      +                ]
      +              },
      +              "type": "array"
      +            },
      +            "facts": {
      +              "items": {
      +                "additionalProperties": false,
      +                "properties": {
      +                  "amount_aed": {
      +                    "additionalProperties": false,
      +                    "properties": {
      +                      "max": {
      +                        "type": [
      +                          "number",
      +                          "null"
      +                        ]
      +                      },
      +                      "min": {
      +                        "type": [
      +                          "number",
      +                          "null"
      +                        ]
      +                      }
      +                    },
      +                    "required": [
      +                      "min",
      +                      "max"
      +                    ],
      +                    "type": [
      +                      "object",
      +                      "null"
      +                    ]
      +                  },
      +                  "fact_id": {
      +                    "type": "string"
      +                  },
      +                  "legal_source": {
      +                    "additionalProperties": false,
      +                    "properties": {
      +                      "article": {
      +                        "type": [
      +                          "string",
      +                          "null"
      +                        ]
      +                      },
      +                      "document_date": {
      +                        "type": [
      +                          "string",
      +                          "null"
      +                        ]
      +                      },
      +                      "doubtful": {
      +                        "type": "boolean"
      +                      },
      +                      "publisher": {
      +                        "type": [
      +                          "string",
      +                          "null"
      +                        ]
      +                      },
      +                      "title": {
      +                        "type": "string"
      +                      },
      +                      "url": {
      +                        "type": [
      +                          "string",
      +                          "null"
      +                        ]
      +                      }
      +                    },
      +                    "required": [
      +                      "title",
      +                      "publisher",
      +                      "url",
      +                      "article",
      +                      "document_date",
      +                      "doubtful"
      +                    ],
      +                    "type": [
      +                      "object",
      +                      "null"
      +                    ]
      +                  },
      +                  "text": {
      +                    "type": "string"
      +                  }
      +                },
      +                "required": [
      +                  "fact_id",
      +                  "text",
      +                  "amount_aed",
      +                  "legal_source"
      +                ],
      +                "type": "object"
      +              },
      +              "type": "array"
      +            },
      +            "not_published": {
      +              "items": {
      +                "type": "string"
      +              },
      +              "type": "array"
      +            },
      +            "notice": {
      +              "type": [
      +                "string",
      +                "null"
      +              ]
      +            },
      +            "paused_since": {
      +              "anyOf": [
      +                {
      +                  "type": "string"
      +                },
      +                {
      +                  "type": "null"
      +                }
      +              ]
      +            },
      +            "provenance": {
      +              "additionalProperties": true,
      +              "required": [
      +                "source_id",
      +                "license_id",
      +                "source_url",
      +                "observed_on",
      +                "observed_at",
      +                "published_on",
      +                "published_at",
      +                "retrieved_at",
      +                "stale",
      +                "status",
      +                "paused_since",
      +                "flags"
      +              ],
      +              "type": "object"
      +            },
      +            "scope_id": {
      +              "type": "string"
      +            },
      +            "status": {
      +              "enum": [
      +                "ok",
      +                "paused"
      +              ]
      +            }
      +          },
      +          "required": [
      +            "scope_id",
      +            "emirates",
      +            "status",
      +            "notice",
      +            "paused_since",
      +            "facts",
      +            "not_published",
      +            "provenance"
      +          ],
      +          "type": "object"
      +        },
      +        "type": "array"
      +      },
      +      "links": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "docs": {
      +            "type": "string"
      +          },
      +          "next": {
      +            "type": [
      +              "string",
      +              "null"
      +            ]
      +          },
      +          "open_in_browser": {
      +            "type": [
      +              "string",
      +              "null"
      +            ]
      +          },
      +          "self": {
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "self",
      +          "next",
      +          "open_in_browser",
      +          "docs"
      +        ],
      +        "type": "object"
      +      },
      +      "meta": {
      +        "additionalProperties": true,
      +        "required": [
      +          "api_version",
      +          "content_language",
      +          "generated_at",
      +          "currency",
      +          "attribution",
      +          "disclaimer",
      +          "dataset",
      +          "page"
      +        ],
      +        "type": "object"
      +      }
      +    },
      +    "required": [
      +      "meta",
      +      "data",
      +      "links"
      +    ],
      +    "type": "object"
      +  },
      +  {
      +    "additionalProperties": false,
      +    "properties": {
      +      "error": {
      +        "additionalProperties": false,
      +        "properties": {
      +          "code": {
      +            "type": "string"
      +          },
      +          "message": {
      +            "type": "string"
      +          },
      +          "retry_after_s": {
      +            "type": [
      +              "integer",
      +              "null"
      +            ]
      +          },
      +          "retryable": {
      +            "type": "boolean"
      +          }
      +        },
      +        "required": [
      +          "code",
      +          "message",
      +          "retryable",
      +          "retry_after_s"
      +        ],
      +        "type": "object"
      +      },
      +      "request_id": {
      +        "type": [
      +          "string",
      +          "null"
      +        ]
      +      }
      +    },
      +    "required": [
      +      "error",
      +      "request_id"
      +    ],
      +    "type": "object"
      +  }
      +]
  4. Added

TDQS

B3.2/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnly, idempotent, closed-world and non-destructive, so the safety profile is fully covered and the description adds only topical scope. It does not mention that results are paginated (a page_size parameter exists) or what kind of records come back, though an output schema exists to carry the return shape.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Extremely terse and front-loaded, with zero filler; the exclusion is placed immediately after the scope. It sits at the edge of under-specification rather than verbosity.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The output schema covers return values and annotations cover the safety profile, so the remaining burden is small. Still, the Dubai-vs-seven-emirates mismatch and unmentioned pagination behavior leave an agent with unresolved questions for a tool with two undocumented parameters.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0% and the description explains neither parameter. The emirate enum lists seven emirates while the description frames the tool as Dubai-specific, creating ambiguity about whether non-Dubai values are meaningful or just return empty/partial results — exactly the kind of gap the description should close. page_size is likewise undocumented anywhere.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description names a specific domain (Dubai health insurance rules) and enumerates the covered subtopics: who pays, basic plan band/benefits, fines. The explicit 'Not quotes' exclusion signals this is a rules/reference tool, not a pricing tool, which usefully separates it from cost-oriented siblings like fixed_monthly_costs and costs_by_emirate. It lacks an action verb, reading as a topic label rather than a statement of what the tool does.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

'Not quotes' tells the agent one thing this tool is not for, but no sibling is named as the alternative and no positive trigger ('use when a user asks whether an employer must provide cover') is given. Usage must be inferred from the topic label alone.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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